Memphis Just Got A Clearer CFP Path With Almost No Margin

The 2026 College Football Playoff overhaul promises a more straightforward path for non-power conference teams, but Memphis and the Group of Six face a new set of challenges.

The College Football Playoff is changing course in 2026, and that matters for Memphis and the rest of the Group of Six.

The biggest shift is simple: the playoff field will now include the champions of the Big Ten, SEC, ACC and Big 12, plus the highest-ranked team from the Group of Six. That means the road for Memphis, an American Conference member, is now clearly defined.

There’s also an important wrinkle. The Group of Six team no longer has to be a conference champion to get in. In other words, a team could still reach the playoff even if it loses its conference title game.

That is a departure from the previous setup, when five spots were set aside for the highest-ranked conference champions. In 2025, that structure got messy fast.

An unusual ACC tiebreaker procedure helped Duke win the league with five losses, and that opened the door for both Tulane and James Madison to make the 12-team field. Both were knocked out in the first round.

James Madison’s case showed the oddity of the old system even more clearly. The Dukes finished 12-1 and won the Sun Belt title, yet they were still slotted behind Duke because of the way the rankings shook out.

That kind of scenario won’t happen again under the updated format, which was unveiled on Aug. 6.

The new setup brings more clarity to the race for the Group of Six spot, because teams outside the power conferences are essentially chasing their own lane. An at-large berth for a Group of Six team remains extremely unlikely.

The first CFP rankings of the season will be released on Nov. 3.

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