Miami’s hold on the AP top spot is already feeling shaky, even with the Hurricanes sitting No. 1 right now.
The 2026 college football season has been churning out more turnover near the top than usual, with four different teams already spending time at No. 1. That matches the most since 2010, and it feeds into the bigger theme emerging so far: there’s more balance across the sport than fans are used to seeing.
With the calendar nearing the end of October, the College Football Playoff picture is coming into focus, and the current projection has Miami leading the charge but not necessarily locked into the top seed. The Hurricanes’ historic offense has them on pace to run the table, and they’re expected to beat Notre Dame in two weeks, but the selection committee may still favor the SEC champion if it decides that team has done more overall.
Georgia is still the projected SEC champion, with the Bulldogs viewed as the most complete team in the field. The source of that confidence is simple: the committee could dismiss the Auburn loss and lean harder on Georgia’s win over Alabama.
In the ACC, Miami remains the projected champion. In the Big Ten, Indiana is the pick to take the league, even if its offense is not what it was a year ago. The Hoosiers could have a path back to Indianapolis, especially with Ohio State suddenly dealing with a quarterback injury issue.
Ohio State still lands in the bracket as the Big Ten runner-up. Julian Sayin’s absence could drag down the Buckeyes’ offense, even with Jeremiah Smith and despite the problems in the running game, but there’s still enough talent there to stay in the mix for a first-round bye.
The Big 12 projection goes to Utah, where the combination of Devon Dampier and Wayshawn Parker has the Utes rolling while they remain undefeated.
Beyond the conference winners, the at-large field is packed with teams trying to stay afloat as the losses start to matter more.
UCLA is still unbeaten and, in this projection, should get through the Big Ten with no worse than one loss. The Bruins also look capable of beating USC, which would open the door for a conference-title push.
Kentucky has surged to first place in the SEC race after beating Vanderbilt and is now 7-1. But the Wildcats still have a brutal stretch ahead with Tennessee, Missouri and Florida still on the schedule, so nothing is secure yet.
Texas is back in control of its playoff path after beating Ole Miss. The Longhorns are leaning on a defensive front that ranks No. 1 in FBS in total efficiency, and they still have ranked matchups left against Missouri and LSU. Much of their fate may come down to whether they get more Good Arch than Bad.
Houston is the projected Big 12 runner-up. Even with one loss already, the Cougars would still belong in the bracket with another defeat, likely coming against Utah on Nov. 7 or in Arlington. If they win both of those games, they would be top-four material for certain.
Auburn stays in the at-large mix after its strong win over Auburn. The Tigers still have three ranked opponents left, and the Alabama game could end up serving as a playoff play-in.
Notre Dame is still sitting comfortably in the top five in the AP poll despite the loss to BYU. Even so, another stumble - especially against Miami - could threaten its standing in the top 12 by the end of the season.
The projected Group of Six spot still belongs to Boise State after James Madison’s loss reaffirmed the Broncos as the favorite from the non-Power leagues. But there’s another major test ahead against Oregon State, and that game could still reshape the race for the 12th spot.
In Other News...
Indiana Faces A New Kind Of Pressure In Huge Minnesota Matchup
Memorial Stadium is set for a bigger spotlight than usual when Indiana hosts Minnesota, with ESPNs College GameDay on hand for a matchup that suddenly carries the feel of a showcase game. The Hoosiers enter at 7-1 and, on paper, have the edge against a Golden Gophers team coached by P.J. Fleck that arrives with a 5-2 record of its own.
For Indiana, the noise around the game is part of the challenge now. The Hoosiers have earned the kind of attention that comes with being favored by odds and predictive models, but the stakes are no longer just about staying in the win column. With the weather also in the mix on game day, this one has the ingredients of a test that goes beyond the standings and into how Indiana handles the pressure of being the featured team. [Read more 🡒]
Indiana Gets A Josh Hoover Update Fans Needed Before Minnesota
Curt Cignetti offered a reassuring update on Josh Hoover as Indiana turns its attention to Minnesota, saying the quarterbacks injury is expected to improve in time for the next game. Its a timely bit of news for a team that has otherwise come through a physical stretch in pretty good shape, even as the grind of recent games has been felt on both sides of the ball.
Indianas defense has continued to do its job by keeping opponents out of the red zone when it matters most, and the special teams also drew praise after Billy Gowers and Nico Radicic stood out in the Michigan game. With that kind of week-to-week stability, the Hoosiers can at least enter the Minnesota matchup with a clearer picture of the pieces around Hoover, even if his final status still bears watching. [Read more 🡒]
Indiana Starters Leave Hoosiers With A Real Debate Before Opening Night
Indianas exhibition win over Western Kentucky offered a useful first look at a team still sorting itself out before opening night. The Hoosiers trailed in the second half at the Ford Center, then leaned on a strong bench rally to flip the game and come away with a 79-74 victory. Three freshmen played a major role in the closing stretch, giving Indiana a glimpse of the kind of depth it may need as the real games begin.
The bigger takeaway may have been how much the result seemed to tilt once the reserves got involved. Western Kentucky got a huge night from Teagan Moore, who scored 30 points, but Indianas defense still managed to keep the Hilltoppers to 36.9% shooting overall. With the starters leaving the exhibition with some real questions still hanging, the Hoosiers now have a decision to make about how they want to line up when the season opens. [Read more 🡒]